when you need cash

2:49 PM Tuesday, April 01, 2008

When you're strapped for cash, you can use your credit card to pay for the following: weekly groceries, mocha latte at Starbucks, fine dining, shopping, appliance and furniture purchases, medical bills, gas, internet purchases, maybe even most or all of your utility bills.

But there are things that you have to spend on that require cold, hard cash. Like food order deliveries, laundry and cleaners, babysitting, some fast food, buying stuff from the neighborhood grocer, rent (you an issue a cheque maybe but you have to be careful it doesn't bounce), allowance, tips, shopping in flea markets, bus or taxi fares, doctors' professional fees, etc.

So what do you do?

You can get some cash advance from your credit card, but will be charged for it, aside from incurring interests in case you don't pay it off in time.

Well, you can stay imprisoned in your home, unfed, till your salary comes in or you can avail cash loans. Sites like theperfectcashadvance.com have made it really easy to apply for cash advances that can tide you over till your payday comes. Then you pay off the loan you made and need not dip into your savings.

Short-term monetary emergencies are no longer the crisis they once were. And options are being made available for people to save money in the long run.

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